Home purchase loans
A pre-approval tells sellers you can close. We review your credit, income and assets up front, then shop your loan across our lenders so your offer is backed by the best terms available.
Get pre-approvedHow buying with us works
- 1
Get pre-approved
Apply online and send your documents. You’ll have a pre-approval letter, usually within one to two business days.
- 2
Shop with a budget you trust
We tell you the payment at each price point, so you and your agent know where to look.
- 3
Make your offer
We can issue a letter for each offer, and we talk directly with your agent and the listing agent.
- 4
Lock and close
Once you’re in contract we lock your rate, order the appraisal and work toward your close date with escrow.
Estimate your payment
Purchase- Loan amount
- $680,000
- Principal & interest
- $4,298
- Property tax (est.)
- $815
- Homeowners insurance (est.)
- $248
payment
Estimate for illustration only; not a rate quote or loan offer. Excludes mortgage insurance and HOA dues.
Popular purchase programs
- Conventional loansFixed and adjustable financing for primary homes, second homes and rentals.
- FHA loansGovernment-insured loans with lower down payment and flexible credit standards.
- VA loansFor veterans, active service members and eligible surviving spouses.
- Jumbo loansFinancing above conforming loan limits for higher-priced coastal homes.
- Bank statement and non-QMFor self-employed borrowers whose tax returns understate their income.
First-time buyer?
You don’t need 20% down. FHA, VA and some conventional programs allow much less, and family gifts can cover the down payment. We’ll explain every cost before you commit — including mortgage insurance and closing costs — so there are no surprises at the closing table.
Get pre-approved today.
The application takes about 15 minutes. A loan advisor will review it and contact you within one business day.